We handle the insurance process so you can focus on recovery
Complete photo/video documentation of all damage for insurance claims.
We communicate directly with adjusters and handle all insurance correspondence.
Professional estimates that match insurance requirements and industry standards.
Navigating insurance claims alone can cost you thousands
Insurance companies often approve lower amounts when homeowners handle claims themselves.
Insurance requires specific documentation - we know exactly what they need to approve claims.
Professional documentation and communication speeds up claim approval and payment.
We understand insurance terminology, coverage limits, and industry standards.
We handle the paperwork and negotiations so you can focus on your family and recovery.
We ensure insurance companies fulfill their policy obligations and treat you fairly.
Professional approach to maximizing your insurance claim
Review your policy, damage, and insurance claim status. Identify coverage opportunities.
Professional photo/video documentation of all damage for insurance submission.
Detailed restoration estimate using industry-standard pricing and methodologies.
Direct communication with adjusters to ensure proper coverage and fair settlement.
Final settlement approval and coordination of restoration work with insurance funds.
Expert assistance for all property damage insurance claims
Burst pipes, appliance leaks, roof leaks, flooding, and water damage restoration claims.
Get Water Damage HelpHouse fires, kitchen fires, wildfire smoke, soot damage, and fire restoration claims.
Get Fire Damage HelpMold damage resulting from water leaks, humidity issues, and water damage.
Get Mold Claim HelpCategory 3 water damage, sewer backups, and contaminated water cleanup claims.
Get Sewage Claim HelpWind damage, hail damage, fallen trees, and storm-related property damage claims.
Get Storm Claim HelpComplex claims involving multiple types of damage or coverage disputes.
Get Comprehensive HelpProblems homeowners face when dealing with insurance companies
Insurance denying coverage for damages that should be covered under your policy.
Insurance offering settlements that don't cover the full cost of restoration.
Insurance taking weeks or months to process claims, delaying restoration.
Missing or inadequate documentation causing claim delays or denials.
Disagreements about what is covered under your specific policy language.
Difficult communication or disagreements with insurance adjusters.
Insurance companies often initially deny or underpay claims, hoping homeowners will accept. We fight for the full coverage you're entitled to under your policy.
Fight Your Insurance Denial: 587-317-7090Understanding standard homeowners insurance coverage
Experience with major insurers and local providers
State Farm, Allstate, Farmers, Liberty Mutual, Nationwide, Travelers, USAA, and more.
Local insurance companies, regional providers, and specialty insurers.
Established relationships with many insurers for direct billing when possible.
We work with virtually all insurance providers. If you have insurance coverage, we can help with your claim.
Verify Your Insurance: 587-317-7090Common questions about insurance claims and restoration
Usually not. In most cases, we can work directly with your insurance company and bill them directly. You typically only pay your deductible. For emergency services to prevent further damage, we may require a deductible payment or authorization, but we work with you on payment options.
Insurance denials are often overturned with proper documentation and advocacy. We: 1) Review the denial reason 2) Gather additional evidence 3) Prepare a detailed appeal 4) Communicate directly with the insurance company 5) Involve supervisors if needed. Many denials are based on incomplete information or improper assessment.
Our insurance assistance is typically included in our restoration services. We don't charge extra for: 1) Claims documentation 2) Insurance communication 3) Estimate preparation 4) Claims follow-up. For complex claims or appeals, we may charge a consultation fee, but this is always discussed upfront.
Absolutely. We can assist at any stage: 1) Just filed claim - we'll handle everything from here 2) Adjuster assigned - we'll work directly with them 3) Estimate received - we'll review and negotiate if needed 4) Claim denied - we'll help with appeal 5) Restoration started - we can take over or advise.
We need: 1) Insurance company name 2) Policy number 3) Claim number (if filed) 4) Adjuster contact information 5) Your deductible amount. We'll handle obtaining any other needed information directly from your insurance company with your authorization.
Simple claims: 1-2 weeks. Average claims: 2-4 weeks. Complex claims: 1-3 months. Timeline depends on: 1) Insurance company responsiveness 2) Complexity of damage 3) Need for additional documentation 4) Whether claim is initially approved or requires negotiation. We work to expedite the process.
This is common. Insurance estimates are often based on general pricing, not actual restoration costs. We: 1) Review their estimate line-by-line 2) Prepare a detailed counter-estimate 3) Provide documentation for why costs are higher 4) Negotiate with the adjuster 5) Request re-inspection if needed. We typically increase settlements by 20-50%.
For emergency damage situations, yes - we offer 24/7 emergency response. For non-emergency insurance questions, our insurance specialists are available during business hours, but we can schedule consultations at your convenience, including evenings and weekends if needed.
Don't navigate insurance claims alone. Let our experts maximize your coverage and handle the process for you.
Direct Insurance Communication • Complete Documentation • Maximized Settlements • No Upfront Fees